🛡️ Protect Your Vehicle
Comprehensive car insurance coverage for Kenya's roads. Get instant quotes and protect what matters most.
Get Free QuoteWhy You Need Car Insurance
Accident Protection
Comprehensive coverage for accidents, collisions, and third-party damages. Drive with confidence knowing you're protected.
Theft & Vandalism
Protect your investment against theft, vandalism, and malicious damage. Your vehicle is covered 24/7.
Emergency Assistance
24/7 roadside assistance, towing services, and emergency support whenever you need it most.
Why Choose Ask Autoparts Africa Insurance
Trusted Local Partner
We understand Kenya's roads and driving conditions
Competitive Rates
Best insurance rates tailored for the Kenyan market
Quick Claims Process
Fast and efficient claims processing when you need it
One-Stop Solution
Insurance + Auto parts = Complete vehicle care
Get Your Free Quote
Fill out the form below and we'll send you a personalized insurance quote within 24 hours
Terms of Service - Car Insurance
📋 Policy Coverage
- Insurance coverage begins upon payment confirmation and policy issuance
- Coverage is valid for vehicles registered in Kenya
- All claims must be reported within 24 hours of incident
- Policy terms are subject to Kenyan insurance regulations
💰 Payment Terms
- Premium payments are due annually or as per agreed payment plan
- Late payments may result in policy suspension
- Refunds are processed according to Insurance Regulatory Authority guidelines
- All payments are in Kenyan Shillings (KSh)
🚫 Exclusions
- Damage due to driving under influence of alcohol or drugs
- Unlicensed or unauthorized drivers
- Racing, competitions, or commercial use (unless specified)
- Pre-existing damage or mechanical failures
📞 Claims Process
- Contact our 24/7 claims hotline immediately
- Provide police report for accidents
- Submit all required documentation within 7 days
- Claims are processed within 14-30 business days
🔒 Privacy Policy
- Your personal data is protected under Kenya's Data Protection Act
- Information is shared only with authorized insurance partners
- You have the right to access and correct your data
- Data retention follows regulatory requirements
⚖️ Dispute Resolution
- Disputes are resolved through Insurance Regulatory Authority
- Arbitration as per Kenyan law
- Legal proceedings in Kenyan courts
- Cooling-off period: 14 days from policy inception
Agreement and Acceptance
By submitting a quote request or purchasing insurance through Ask Autoparts Africa, you agree to:
- Provide accurate and complete information about your vehicle and driving history
- Comply with all policy terms and conditions
- Maintain your vehicle in roadworthy condition
- Notify us immediately of any changes affecting your policy
- Allow inspection of your vehicle when required
Regulatory Information
Ask Autoparts Africa partners with licensed insurance providers regulated by the Insurance Regulatory Authority (IRA) of Kenya. All insurance products are underwritten by IRA-licensed insurers.
License Numbers: [To be filled with actual license numbers]
Complaints: For complaints, contact IRA at complaints@ira.go.ke or visit their website at www.ira.go.ke